Foreclosure is a legal process in which a lender attempts to recover the balance of a loan from a borrower who has stopped making payments to the lender by forcing the sale of the asset used as the collateral for the loan.. Formally, a mortgage lender (mortgagee), or other lienholder, obtains a termination of a mortgage borrower (mortgagor)’s equitable right of redemption, either by court.
Pre-foreclosure homes present a good opportunity for both buyers and investors. These properties can provide investors with large profits, while offering buyers a lower price than their market value. When it comes to finding and buying these types of properties, RealtyTrac can provide the best.
Find pre-foreclosures, foreclosure auctions and bank-owned properties in your area.
Search pre-foreclosures in Georgia by selecting a county in the list below. If you’re looking for other forelosure home listings, check out our Georgia foreclosed home auctions and Georgia bank owned properties.If you’re interests lie with a more traditional home sale, you may prefer searching our extensive list of homes for sale in Georgia.
Note: Employees and family members residing with employees of Wells Fargo Bank, N.A., its affiliates or subsidiaries or Wachovia Corporation, its affiliates and subsidiaries are strictly prohibited from directly or indirectly purchasing any property owned or managed by Premiere Asset Services.
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Foreclosure communications from the lender are considered public information and you can find the documents on file at the county recorder’s or clerk’s office. Although poring over county records is time-consuming, it is one way to find free real estate pre-foreclosure listings, sometimes before anyone else knows about them.
Pre-foreclosure: A property with late mortgage payments, and the lender has issued a Notice of Default (in nonjudicial foreclosure) or a lis pendens (in judicial foreclosure) to the borrower. The borrower can still make payments and pay the loan amount due to stop a foreclosure.
Pre Foreclosures at Pre Market Prices. RealtyStore is the leader in publishing pre foreclosure lists.Our preforeclosure database includes homes listed under either a notice of default or lis pendens.These can represent some of the best bargain opportunities available in distressed real estate.