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The average APY in the U.S. is 0.08%. Some banks pay as low as 0.01% or as high as 2.25% or more. Enter an APY to see how much you can save, or choose .
Consider this example from a Bankrate.com calculator. If you took out a $200,000 mortgage at the recent national average interest rates of 4.27% for a 30-year fixed-rate loan and 3.49% for a 15-year.
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Use our free mortgage calculator to quickly estimate what your new home will cost. Includes taxes, insurance, PMI and the latest mortgage rates.