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Improving credit over time, applying as an individual or finding a strong co-signer are ways to buy a home if one person has bad credit. Mortgage lenders will take a look at both your FICO scores when.
The Best Guaranteed "Credit Card" Loans for Bad Credit Although not often considered as a loan alternative, credit cards can be a handy form of financing for certain types of purchases. In particular, most occasions where you would consider a short-term loan, you can likely use a credit card instead.
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Bad credit. It requires a minimum credit score of 560 to qualify. You’ll also need a minimum of $50,000 in annual revenue and a year in business, and you have to use a business checking or online.