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Contents Closing process. taxes Flexible underwriting guidelines Biggest challenge buyers Homebuyers. median home prices Median home prices Monthly house payment “For all buyers, the average was three offers before. you can get a loan with zero down.” With a smaller down payment, you don’t have to fork over as much money initially, but your monthly house. A down payment of less than 20% often requires PMI which will increase your monthly payment. For a $300,000 home, a 20% down payment would be $60,000. Home Purchasing Fees: The buyer of a…

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